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Serving customers across karnataka
Loan Services

Unlock the Value of Your Property

A Loan Against Property allows eligible property owners to use property as security for financing.

Apply for Loan Against Property
Overview

What is Loan Against Property?

A Loan Against Property (LAP) is a secured loan where an eligible residential or commercial property is pledged as collateral in exchange for financing. It can be used for a range of personal or business requirements, including business expansion, education, medical needs or other significant expenses.

Because the loan is secured against property, it can support larger requirements — though the exact amount always depends on property valuation, eligibility and our internal assessment.

Loan against property
Process

How It Works

01

Enquiry

Share property and requirement details with our team.

02

Property Assessment

Property details and ownership documents are reviewed.

03

Documentation

Submit required identity, income and property documents.

04

Verification

Application, documents and property are verified.

05

Disbursal

Funds are disbursed upon approval and completion of formalities.

Eligibility

Who Can Apply?

  • Owners of eligible residential property
  • Owners of eligible commercial property
  • Applicants with clear, verifiable property title
  • Individuals and business owners with a documented income source

Property Requirements

The property offered as security must have clear title and ownership documentation. Our team will guide you on the specific documents needed to assess your property's eligibility.

Loan amount, tenure and approval are subject to property valuation, eligibility, documentation and our internal assessment process. We do not guarantee any specific loan amount before assessment.
Benefits

Key Benefits

Higher Loan Potential

Property-backed security can support larger requirements.

Flexible Usage

Funds can support personal or business requirements.

Structured Repayment

Repayment terms explained clearly at sanction.

Guided Process

Support through valuation, documentation and disbursal.

Documentation

Required Documents

  • Identity & address proof
  • Property title & ownership documents
  • Income or business proof
  • Bank statements (as requested)
  • Property tax receipts
  • Photographs and signed application form
Exact document requirements may vary depending on property type, ownership structure and applicant profile.
FAQ

Loan Against Property FAQ

Eligible residential and commercial properties with clear title may be considered, subject to assessment.
Loan amount depends on property valuation, eligibility and internal assessment. We do not guarantee a fixed amount before review.
LAP funds can typically support both personal and business requirements, subject to applicable terms.
As with any secured loan, non-repayment carries risk to the pledged property. Our team explains all applicable terms clearly before you proceed.
Submit an enquiry with your property and requirement details, and our team will guide you through the next steps.

Explore Loan Against Property

Speak with our team to understand your property's eligibility and next steps.

Apply Now